Televangelist Todd Coontz has a well-worn routine: he dresses in a suit, pulls out a Bible and urges viewers to pledge a very specific amount of money. "Don't delay, don't delay," he urges, calmly but emphatically.
It sounds simple, absurdly so, but Coontz knows his audience extremely well. He broadcasts on Christian cable channels, often late into the night, drawing in viewers who lack financial literacy and are desperate for change.
"I understand the laws that govern insurance, stocks and bonds and all that is involved with Wall Street," he once said, looking directly into the camera. "God has called me… as a financial deliverer."
Crucially, he always refers to the money as a "seed" - a $273 seed, a $333 seed, a "turnaround" seed, depending on the broadcast. If viewers "plant" one, the amount will come back to them, multiplied, he says. It is an investment in their faith and their future.